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Background:
Family Office: We started with family money and a focus on long-term wealth accumulation without the pressures typical to money managers: short-term performance, commission gathering, year-end bonus evaluations, and job security. Our fiduciary commitment revolves around our family approach of caring about our clients and their family’s well-being.
Our money is invested along-side of yours. Our Motto: “We are in this Together” is a statement of fact.
Investment philosophy: Focus on the downside. We have no incentives to take on unnecessary risks to increase short-term performance. At Young Financial Services LLC, we believe that in investing, if you minimize the risk of a permanent impairment, spectacular returns will result.
Employee-owned Independence: This eliminates conflicts of interest and allows us to focus on long-term capital appreciation. As an independent fee-only, fiduciary RIA, we are stand-alone investment managers without the red-tape or politics of a big bank, brokerage firm, or large asset manager. This allows us to execute our strategy regardless of the market environment.
Strategy: Deep Value Opportunities, By-the numbers Discipline and Patience: We screen for operating businesses with high marginal returns on capital trading at low valuations relative to their enterprise values. Our research assumes a long-term holding period. Fundamental investing based on low valuations and high returns on capital sometimes goes out of favor and we build in the protection of income generation to negate the need to sell in a weak stock market. The strict research criteria we adhere to demand an extremely wide net. Due to our family-office roots we refuse to fit in a “style box.” Instead, we concentrate in the best 20 – 30 ideas regardless of market capitalization because we believe in order to beat an index you must refrain from looking like one.
out of ten participants are relying on themselves to choose the right 401k investments. One in three participants feel stressed when allocating their 401k dollars.
As an Accredited Investment Fiduciary (AIF®) specializing in corporate pensions and 401k plans, The Pension Group was formed with one goal - to focus on the Plan and Asset Management of Corporate Pension and 401k Plans.
We are one of the few firms in Florida qualified to audit a Corporate 401(k) / Pension plan using the Self-Assessment of Fiduciary Excellence (SAFE®) analysis program from fi360®.
Our firm